AstraVia DOFD Accuracy Challenge Kit (FCRA Delinquency Date Correction)-Premium Edition

Correct illegal or inaccurate delinquency dates that keep negative accounts on your credit report longer than allowed by law. Under the FCRA, the Date of First Delinquency (DOFD) determines when an account must be removed and creditors often report it wrong on purpose, making negative marks stay years longer than they should. This DOFD Correction Kit helps you challenge wrong delinquency dates, force the bureaus to correct the reporting, and remove accounts aging off sooner.